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A Letter of Protection lets an injured person get medical treatment now and pay later from their personal injury settlement. Use this free, ready-to-edit template to promise payment to a doctor or clinic, clearly and professionally. Simply fill in the details, download, and e-sign it online in minutes.
A Letter of Protection, often called an LOP, is a written promise sent to a doctor, hospital, or clinic. It says the medical bills of an injured patient will be paid from a future personal injury settlement or court award. It's usually sent by the patient's attorney. This helps people who were hurt in an accident and don't have health insurance, or whose insurance won't cover treatment. The provider agrees to wait for payment, so the patient can get the care they need right away.
After an accident, many people delay medical care because they can't afford it, which can hurt both their health and their injury claim. Writing a Letter of Protection from scratch can lead to missing details, like the case information or payment terms, which may cause a provider to refuse it. A ready-made Letter of Protection Template already includes all the key sections providers expect in a clear, professional format. You just add the patient, provider, and case details, making it faster to get treatment started.
This template is useful for personal injury attorneys and law firms who send LOPs to medical providers on behalf of their clients. It also helps accident victims hurt in car crashes, truck accidents, slip and falls, or workplace incidents who need care before their case settles. Chiropractors, physical therapists, orthopedic doctors, surgeons, and imaging centers can use it to understand and confirm payment terms. Paralegals and case managers can also use it to keep LOPs consistent across many cases.
Start by adding the law firm's name, contact details, and the date. Include the medical provider's name and address. Next, add the patient's full name, date of birth, and the date and type of accident. State that the provider's bills will be paid directly from any settlement, judgment, or award. Explain that the patient is still responsible for the bill if the case doesn't succeed, if that applies. Finally, have the attorney and patient sign, send it to the provider, and keep a copy.
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It's usually sent by the injured person's attorney to the medical provider. Some providers only accept LOPs from lawyers, since an attorney can make sure the bill is paid from the settlement.
In most cases, you're still responsible for paying the medical bills. The LOP only delays payment until the case ends; it doesn't cancel the debt if you don't win.
No, accepting an LOP is up to each provider. Chiropractors, physical therapists, and orthopedic specialists often accept them, while some hospitals and clinics may require insurance or upfront payment.
It can. In some states, such as Florida, LOPs may have to be shared in court, and the defense may question whether the medical bills are fair or too high.

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A Notice of Default Template helps lenders, landlords, and businesses formally tell a borrower or party that they have failed to meet the terms of an agreement. Use this free, ready-to-edit notice to describe the default, state the amount or action needed, and set a clear deadline to fix it. Fill in the details, download, and sign it in minutes.
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