Create & Manage
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AI Document Creation
Create polished, ready-to-send documents with AI in seconds
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AI Data Extraction
Extract key information from documents quickly and accurately
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Drag & Drop Agreement Builder
Build professional agreements quickly with an intuitive drag-and-drop editor
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Custom Branding & Themes
Customize agreements with your brand, colors, logos, and themes
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Content Locking
Lock approved content to prevent unwanted edits or changes
Send & Automate
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Signing Order Workflow
Set the signing sequence and keep every agreement moving
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Signature Request
Send secure signature requests and collect approvals with ease
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Document Workflow Automations
Automate repetitive document tasks and keep workflows moving
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Bulk Send
Send documents to multiple recipients at once and save valuable time
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Collect Payment
Collect payments directly from agreements for a faster process
Manage & Track
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Audit Trail & Version History
Track every document change, action, and version in one place
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Team Workspace Collaboration
Collaborate on agreements with your team from one shared workspace
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Search & Filter Agreements
Find the right agreement instantly with smart search and filters
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Agreement Activity Tracking
See who opened, viewed, signed, or updated every agreement
By Business Need
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Sales Agreements
Close deals faster with streamlined sales agreements and digital signatures
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HR Documents
Simplify employee documents, onboarding forms, and HR workflows
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Legal Agreements
Create, manage, and sign legal agreements with confidence and ease
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Vendor Agreements
Manage vendor contracts, approvals, and signatures in one simple workflow.
By Industry
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Healthcare
Simplify healthcare agreements, approvals, and signatures with secure digital workflows
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Real Estate
Move property deals forward with faster agreements, approvals, and digital signatures
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Financial Services
Streamline financial agreements, approvals, and signatures with secure digital workflows
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Insurance
Simplify insurance documents, approvals, and signatures with faster digital workflows
By Business Type
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Small Business
Simplify agreements and signatures with easy workflows built for growing businesses
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Startups
Move faster with flexible agreement workflows designed for growing startup teams
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Enterprise
Scale agreement workflows with secure, efficient tools built for enterprise teams
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Agencies
Manage client agreements, approvals, and signatures without slowing down your projects
GIFT LETTER
A Gift Letter is a signed statement confirming that money given to you is a true gift, not a loan you must repay. Use this free, ready-to-edit template to meet mortgage lender requirements for down payment gifts quickly and correctly. Simply fill in the details, download, and e-sign it online in minutes.
What Is a Gift Letter and Why Do Lenders Ask for One?
A Gift Letter is a written document from a family member or close friend stating that they gave you money as a gift with no plan to be paid back. It's most often used when buying a home, since lenders need proof that your down payment funds aren't a hidden loan. The letter usually includes the donor's name, their relationship to you, the gift amount, the date, and the property address. Without it, a lender may count the money as debt or delay your mortgage approval.
Avoid Mortgage Delays With a Lender-Ready Gift Letter
Writing a gift letter on your own can lead to missing details that lenders require, like a clear "no repayment expected" statement or the donor's bank account information. Even small mistakes can slow down your loan approval or push back your closing date. A ready-made Gift Letter Template already includes all the key sections lenders look for in a clear, simple format. You and the donor just fill in the blanks, so your paperwork is complete and ready to submit the first time.
Ideal for Homebuyers, Parents, and Family Members Giving Money
This template is useful for first-time homebuyers getting help from parents or grandparents with a down payment or closing costs. It also helps family members, such as siblings, aunts, or uncles, who want to give money toward a relative's home purchase. Couples receiving wedding gifts to buy a home can use it too. Beyond mortgages, it works for documenting large cash gifts for a car, education, or business start-up, so everyone has a clear record that the money doesn't need to be repaid.
How to Fill Out a Gift Letter Step by Step
Start by adding the donor's full name, address, phone number, and their relationship to the person receiving the gift. Next, enter the receiver's name, the gift amount, and the date the money was or will be given. Add the address of the property being purchased if it's for a mortgage. Include a clear statement that the money is a gift and does not need to be repaid. Finally, add the donor's bank details if required, then have both the donor and receiver sign and date the letter.
How to Use Agreed Templates
Start With the Template
Open the Product Agreement Template in your Agreed workspace and begin with a ready-to-use agreement structure.
Customize Agreement Details
Add or edit product details, responsibilities, pricing, deliverables, timelines, and other terms to match your agreement needs.
Review, Sign & Manage
Send the agreement for review and approval, collect signatures, and manage the completed agreement securely in Agreed.
Frequently Asked Questions.
Everything you need to know about Agreed. Can't find what you're looking for?
Most lenders accept gifts from family members, such as parents, grandparents, or siblings. Some loan programs, like FHA loans, also allow gifts from close friends, employers, or charities.
Usually no. For 2026, a person can give up to $19,000 to each recipient without filing a gift tax return. Larger gifts may need IRS Form 709, but tax is rarely owed.
Most lenders don't require notarization, but some may ask for it. Check with your lender before signing to make sure the letter meets their exact requirements.
Lenders often ask for bank statements showing the money leaving the donor's account and arriving in yours. This "paper trail" helps prove the funds are a real gift.
Related templates
See More
Letter of Explanation
A Letter of Explanation Template helps you clearly explain a gap, error, or unusual item in your records to a lender, employer, school, or government office. Use this free, ready-to-edit letter to share the facts, give your reason, and attach proof. Fill in the details, download, and sign it in minutes.
Letter of Intent to Sue
A Letter of Intent to Sue Template helps you formally warn another person or business that you plan to take legal action if a problem is not fixed. Use this free, ready-to-edit letter to describe the dispute, state what you want, and set a clear deadline. Fill in the details, download, and sign it in minutes.
Settlement Demand Letter
A Settlement Demand Letter Template helps you formally ask another party to settle a dispute by paying a set amount or taking a specific action. Use this free, ready-to-edit letter to describe the issue, state your settlement terms, and set a clear deadline. Fill in the details, download, and sign it in minutes.
Notice of Default
A Notice of Default Template helps lenders, landlords, and businesses formally tell a borrower or party that they have failed to meet the terms of an agreement. Use this free, ready-to-edit notice to describe the default, state the amount or action needed, and set a clear deadline to fix it. Fill in the details, download, and sign it in minutes.
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